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Consolidating Your Debt New York

With the economy slowing, lots of people in New York are looking for ways to lower monthly expenses and free up more cash. Transferring a credit card balance to a card with a lower interest rate can help.

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Anthony B. Smolen, Jr., CPA
(716) 834-6111
3949 Forest Park Way 100
N. Tonawanda, NY

Olsson & Feder LLP
(585) 563-1422
1580 Elmwood Ave
Rochester, NY

Petro McCrum Consulting, LLC
(845) 566-0391
1662 Route 300
Newburgh, NY

Mid-Hudson Pattern for Progress
(845) 565-4900
Desmond Campus, 6 Albany Post Road
Newburgh, NY

D'Arcangelo & Co.,LLP
(315) 336-9220
200 East Garden Street
Rome, NY

NS Navarro CPA
(516) 876-8226
646 Mason Street
Westbury, NY

Citibank
(718) 248-2091
One Court Square
Long Island City, NY

North Fork Bank
(212) 818-1028
420 Lexington Avenue
New York, NY

Union State Bank
(212) 614-6870
11 East 22nd Street
New York, NY

Valley National Bank
(973) 305-4005
1455 Valley Road
Wayne, NY

By Lucy Lazarony • Bankrate.com

Everyone wants to lower monthly expenses and free up more cash. Transferring a credit card balance to a card with a lower interest rate can help.

There are plenty of credit card deals to choose from. But finding a good one takes some work and quite a bit of close reading. Let's sift through some of the latest offers.

Call it the big tease. Several major credit card issuers are offering rock bottom, introductory rates on balance transfers. These teaser rates tend to last five to nine months.

The Chase Platinum MasterCard comes with zero-percent introductory rates on balance transfers for six months, while the AT&T Universal Card boasts zero-percent introductory rates on transferred balances for nine months. Discover's Platinum Card offers the same deal for a year.

You'll need to be an ideal card customer to enjoy these kinds of low promotional rates. One slip-up is all it takes for an issuer to jack up interest rates. For example, pay late once on AT&T Universal Card and the zero interest rate gets replaced with a 28.49 percent rate.

New-purchase promos
Other card deals reward you for transferring balances with super-low introductory rates on any new purchases you make with the card.

With the American Express Blue Card you pay no interest on new purchases for 15 months.

Click here to read more from Bankrate.com

Featured Local Company

Anthony B. Smolen, Jr., CPA

(716) 834-6111
3949 Forest Park Way 100
N. Tonawanda, NY

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Consolidating Your Debt New York

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