Bad Credit Personal Loans Ridgewood NY

Bad credit is the result of arrears, defaults, insolvency, CCJs and IVA. Sometimes it becomes extremely difficult to meet your needs due to bad credit. If you have been refused money because of your bad credit history, opt for bad credit personal loans. These loans cater all your personal needs.

Local Companies

Chase Bank
(914) 636-0933
45 Quaker Ridge Rd
New Rochelle, NY
Capital One
516-944-4311
1020 Port Washington Blvd
Port Washington, NY
Bank of America - Empire State
212.290.0170
350 Fifth Ave
New York, NY
Bank of America - Hudson Mall
800.432.1000
701 Hwy 440
Jersey City, NJ
Wells Fargo - Bryn Mawr
914-963-0200
157 Lockwood Ave
Yonkers, NY
HSBC Bank
1.800.975.HSBC (4722)
Lawrence Hospital 74 Pondfield Rd
Bronxville, NY
Capital One
718-706-2901
807 Manhattan Ave
Brooklyn, NY
Capital One
516-766-2100
77 Lincoln Ave
Rockville Centre, NY
Bank of America - East Meadow
516.731.2434
2443 Hempstead Turnpike
East Meadow, NY
Bank of America - Hillside
800.432.1000
1600 Hillside Ave
New Hyde Park, NY

Provided By:

Author: Jennifer Morva

Bad credit is the result of arrears, defaults, insolvency, CCJs and IVA. Sometimes it becomes extremely difficult to meet your needs due to bad credit. If you have been refused money because of your bad credit history, opt for bad credit personal loans. These loans cater all your personal needs.

In the loan market, Bad Credit Personal Loans are broadly classified in to secured and unsecured form. The secured form can be availed by pledging any valuable asset as collateral. Usually under this loan option you can borrow a bigger amount of up to $75,000 or more. The repayment period is large and falls in between 5- 25 years. Since the amount is secured against an asset, the rate of interest too is comparatively low.

On the other hand, if you are not having any asset or do not want to attach any, you can opt for unsecured option. These loans are approved without any collateral. Under this loan option you can obtain finances in the range of $1000-$25000 for a limited period of 6months- 10 years. As the amount is approved without any security, the rate of interest levied is lightly higher.

The most preferred way to obtain bad credit personal loans is through the online mode. With a proper research and analysis you can obtain the finances at the best rates. Further due to stiff competition among the lenders to attract the borrowers, lenders often slash the rates. On timely repayment of the borrowed amount, borrower gets an opportunity to increase the credit score.

By opting for these personal loans, borrower can obtain finances without worrying about the credit status. Instead borrower can use the amount to meet his personal demands.


About the Author:

Jennifer Morva has been associated with Loans. Having completed his Masters in Finance, he undertook to provide useful advice through his articles. To find Free bad credit personal loans , Bad credit loans visit http://www.badcreditpersonalloans.org.uk

Article Source: http://www.articlesbase.com/loans-articles/bad-credit-personal-loans-acquire-funds-without-worrying-about-the-credit-status-790863.html