Auto Financing or Leasing West Islip NY

Learning the differences between auto financing and leasing will help you decide which option is best for you. Read this article and know more.

Local Companies

Boulevard Carriage Corp
(718) 728-3000
12701 Metropolitan Ave
Jamaica, NY
Lorse Auto Repair and Sales
(845) 565-1528
349 Ann St
Newburgh, NY
Brewster Taxi & Livery
(845) 279-6552
401 Railroad Ave
Brewster, NY
Plaza Car Svce
(718) 615-2000
64 Neptune Ave
Brooklyn, NY
Cross Bay Car Service Inc
(718) 835-6900
10512 Crossbay Blvd
Ozone Park, NY,LLC
Northern Blvd
Roslyn, NY
N M Auto Repair
(718) 617-8216
510 Hunts Point Ave
Bronx, NY
A New Easy Way
(212) 923-2211

New York, NY
Latch Car Svce
(718) 529-7748
11105 128th St
South Ozone Park, NY
Kew Gardens Car Service
(718) 463-3333
6936 76th St
Flushing, NY

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It's like buying a new pair of shoes. Everyone has an opinion on the topic, but the best advice is to scope out which is the right fit for you.


Leasing: You do not own the vehicle. You get to use it but you have to return it when your lease ends. If your lease vehicle has a purchase option, you may be able to purchase your vehicle during the term of the lease or at lease end.

Buying: You own the vehicle and you get to keep it when you pay off the amount owed under the financing contract.

Up-front costs

Leasing: The money you pay before you take possession of the car may include the first month's payment, a refundable security deposit, a capitalized cost reduction (like a down payment), taxes, registration and other fees, and other charges.

Buying: Up-front costs include the cash price or a down payment (if you finance), taxes, registration and other fees, and other charges.

Monthly payments

Leasing: When you lease a car, you are paying only for the vehicle's depreciation during the lease term plus rent charges (like interest), taxes, and fees and charges that may be owed during the lease. This usually makes monthly lease payments lower than monthly loan or other finance contract payments.

Buying: When you finance your purchase, you are paying for the entire purchase price of the vehicle, plus interest and other finance charges, taxes, and fees. This means that you're probably going to end up spending more on a finance monthly payment than on a lease monthly payment.

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