Auto Financing or Leasing Sayville NY

Learning the differences between auto financing and leasing will help you decide which option is best for you. Read this article and know more.

Local Companies

Hooks Auto Service Inc
(631) 567-1278
292 Railroad Ave
Sayville, NY
Apple Express Car Svce
(718) 836-8200
377 Bay Ridge Ave
Brooklyn, NY
Quick Auto Repair
(718) 592-5745
4703 108th St
Corona, NY
Twin D Transportation Inc
(212) 714-2525
2045 McDonald Ave
Brooklyn, NY
New City Limo Svce
(718) 442-7084
1138 S Railroad Ave
Staten Island, NY
Colonial Taxi
(631) 589-7878
282 Railroad Ave
Sayville, NY
Marc's Auto Repair
(914) 968-0530
23 Spruce St
Yonkers, NY
All Boro Car Service
(718) 266-5500
2869 Harway Ave
Brooklyn, NY
Quick Private Car Service
(718) 453-2854
572 Wilson Ave
Brooklyn, NY
Santo Domingo Car Service Inc
(718) 699-5959
9628 Alstyne Ave
Corona, NY

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It's like buying a new pair of shoes. Everyone has an opinion on the topic, but the best advice is to scope out which is the right fit for you.


Leasing: You do not own the vehicle. You get to use it but you have to return it when your lease ends. If your lease vehicle has a purchase option, you may be able to purchase your vehicle during the term of the lease or at lease end.

Buying: You own the vehicle and you get to keep it when you pay off the amount owed under the financing contract.

Up-front costs

Leasing: The money you pay before you take possession of the car may include the first month's payment, a refundable security deposit, a capitalized cost reduction (like a down payment), taxes, registration and other fees, and other charges.

Buying: Up-front costs include the cash price or a down payment (if you finance), taxes, registration and other fees, and other charges.

Monthly payments

Leasing: When you lease a car, you are paying only for the vehicle's depreciation during the lease term plus rent charges (like interest), taxes, and fees and charges that may be owed during the lease. This usually makes monthly lease payments lower than monthly loan or other finance contract payments.

Buying: When you finance your purchase, you are paying for the entire purchase price of the vehicle, plus interest and other finance charges, taxes, and fees. This means that you're probably going to end up spending more on a finance monthly payment than on a lease monthly payment.

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