Auto Financing or Leasing Pearl River NY

Learning the differences between auto financing and leasing will help you decide which option is best for you. Read this article and know more.

Local Companies

Universal Limousine Svce
(718) 381-4166
7002 69th Pl
Glendale, NY
North East Collision Auto Center Inc
(585) 338-1185
1460 Clinton Ave N
Rochester, NY
K & M Auto Service
(716) 893-7033
2081 William St
Buffalo, NY
America United Multiplace Car Service Corp
(718) 349-5900
599 Manhattan Ave
Brooklyn, NY
Promenade Car Svce
(718) 858-6666
102 Front St
Brooklyn, NY
Polimer Technologies inc
77 Floyd ave
Bloomfield, NJ
Sears Roebuck Co
(315) 764-3590

Massena, NY
Diffut Auto Repairs
(212) 289-5192
225 E 134th St
Bronx, NY
Carmel Car Service
(212) 666-6666
2642 Broadway
New York, NY
Rotary Auto Repair
(315) 424-7949

Syracuse, NY

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It's like buying a new pair of shoes. Everyone has an opinion on the topic, but the best advice is to scope out which is the right fit for you.


Leasing: You do not own the vehicle. You get to use it but you have to return it when your lease ends. If your lease vehicle has a purchase option, you may be able to purchase your vehicle during the term of the lease or at lease end.

Buying: You own the vehicle and you get to keep it when you pay off the amount owed under the financing contract.

Up-front costs

Leasing: The money you pay before you take possession of the car may include the first month's payment, a refundable security deposit, a capitalized cost reduction (like a down payment), taxes, registration and other fees, and other charges.

Buying: Up-front costs include the cash price or a down payment (if you finance), taxes, registration and other fees, and other charges.

Monthly payments

Leasing: When you lease a car, you are paying only for the vehicle's depreciation during the lease term plus rent charges (like interest), taxes, and fees and charges that may be owed during the lease. This usually makes monthly lease payments lower than monthly loan or other finance contract payments.

Buying: When you finance your purchase, you are paying for the entire purchase price of the vehicle, plus interest and other finance charges, taxes, and fees. This means that you're probably going to end up spending more on a finance monthly payment than on a lease monthly payment.

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