Auto Financing or Leasing Cortlandt Manor NY

Learning the differences between auto financing and leasing will help you decide which option is best for you. Read this article and know more.

Local Companies

Teejay Car Services
(718) 368-1150
289 Neptune Ave
Brooklyn, NY
Flint's Auto Center
(607) 276-5485
63 Main
Almond, NY
Blue Diamond Car Service Inc
(718) 259-7777
1780 Bay Ridge Ave
Brooklyn, NY
Prestige Car Service
(718) 798-7700
3108 Webster Ave
Bronx, NY
Discount Car Service
(718) 740-0101
9447 212th St
Queens Village, NY
Freddy Car Service
(718) 456-1771
1712 Greene Ave
Ridgewood, NY
Always Ready Taxi
(718) 275-1111
3315 College Point Blvd
Flushing, NY
A L M Limousines Inc
(212) 222-9200
2043 E 68
New York, NY
Dav-El Chauffered Transportation Inc
(718) 729-7199
4205 10th St
Long Island City, NY
Jals Group Inc
(212) 355-3355
240 E 47th St
New York, NY

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It's like buying a new pair of shoes. Everyone has an opinion on the topic, but the best advice is to scope out which is the right fit for you.


Leasing: You do not own the vehicle. You get to use it but you have to return it when your lease ends. If your lease vehicle has a purchase option, you may be able to purchase your vehicle during the term of the lease or at lease end.

Buying: You own the vehicle and you get to keep it when you pay off the amount owed under the financing contract.

Up-front costs

Leasing: The money you pay before you take possession of the car may include the first month's payment, a refundable security deposit, a capitalized cost reduction (like a down payment), taxes, registration and other fees, and other charges.

Buying: Up-front costs include the cash price or a down payment (if you finance), taxes, registration and other fees, and other charges.

Monthly payments

Leasing: When you lease a car, you are paying only for the vehicle's depreciation during the lease term plus rent charges (like interest), taxes, and fees and charges that may be owed during the lease. This usually makes monthly lease payments lower than monthly loan or other finance contract payments.

Buying: When you finance your purchase, you are paying for the entire purchase price of the vehicle, plus interest and other finance charges, taxes, and fees. This means that you're probably going to end up spending more on a finance monthly payment than on a lease monthly payment.

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