Auto Financing or Leasing Brockport NY

Learning the differences between auto financing and leasing will help you decide which option is best for you. Read this article and know more.

Local Companies

Braddock Car Svce Inc
(718) 776-8787
9623 Springfield Blvd
Queens Village, NY
Eltarcit Auto Repair
(914) 205-3388
18 Morgan St
Yonkers, NY
Partners Auto Repair
(716) 823-2503
1402 S Park Ave
Buffalo, NY
Uniworld-Brothers Inc
(718) 670-0029
16204 Crocheron Ave
Flushing, NY
Brooklyn Radio Dispatcher Inc
(718) 384-8000
331 Keap St
Brooklyn, NY
Johnny's New Auto Repair
(718) 424-0595
3805 126th St
Corona, NY
A D Private Car Svce Inc
(718) 416-1114
6936 76th St
Flushing, NY
Webster Express Auto Repair
(718) 293-9532
1407 Webster Ave
Bronx, NY
Ivette Car Service Corp
(718) 647-0505
2958 Fulton St
Brooklyn, NY
Blue Bird Taxi Svcng Corp
(914) 632-0909
Station Plz
New Rochelle, NY

Provided by:

It's like buying a new pair of shoes. Everyone has an opinion on the topic, but the best advice is to scope out which is the right fit for you.


Leasing: You do not own the vehicle. You get to use it but you have to return it when your lease ends. If your lease vehicle has a purchase option, you may be able to purchase your vehicle during the term of the lease or at lease end.

Buying: You own the vehicle and you get to keep it when you pay off the amount owed under the financing contract.

Up-front costs

Leasing: The money you pay before you take possession of the car may include the first month's payment, a refundable security deposit, a capitalized cost reduction (like a down payment), taxes, registration and other fees, and other charges.

Buying: Up-front costs include the cash price or a down payment (if you finance), taxes, registration and other fees, and other charges.

Monthly payments

Leasing: When you lease a car, you are paying only for the vehicle's depreciation during the lease term plus rent charges (like interest), taxes, and fees and charges that may be owed during the lease. This usually makes monthly lease payments lower than monthly loan or other finance contract payments.

Buying: When you finance your purchase, you are paying for the entire purchase price of the vehicle, plus interest and other finance charges, taxes, and fees. This means that you're probably going to end up spending more on a finance monthly payment than on a lease monthly payment.

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